Fact Based List:

Reasons People Purchase Their Own Health Insurance

  1. Self-employed or small business owner 45%
  2. Working, but employer doesn’t offer insurance 16%
  3. Employer offers insurance, but costs too much 6%
  4. Don’t work enough hours to qualify for employer plan 3%
  5. Retired but not yet eligible for Medicare 11%
  6. Between jobs 9%
  7. Student (Vol.) 4%
  8. Employer contributes to plan I purchase myself (Vol.) 1%

Source: Kaiser Family Foundation, Survey of People Who Purchase Their Own Insurance(conducted March 19-April 2, 2010)
Source URL: http://www.kff.org/kaiserpolls/upload/8077-R.pdf
Notes: Other /no reason responses not shown