Fact Based List:

Eight Drivers of 2018 Health Insurance Premium Changes

  1. Underlying growth in health care costs
  2. Legislative / regulatory uncertainty
  3. Changes in provider networks
  4. Benefit package changes [plan design]
  5. Market competition
  6. Changes in provider competition and reimbursement structures [including value based care]
  7. Changes in administrative cost
  8. Changes in geographic factors

Source: American Academy of Actuaries Issue Brief, July 11, 2017
Source URL: http://www.actuary.org/content/drivers-2018-health-insurance...